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THE EFFECT OF ACTUAL AND PERCEIVED FINANCIAL LITERACY ON FINANCIAL BEHAVIORS OF COLLEGE STUDENTS

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dc.contributor.authorXu, Junhong
dc.contributor.chairBogan, Vicki L.
dc.contributor.committeeMemberAddoum, Jawad Mohmad
dc.date.accessioned2019-10-15T15:29:21Z
dc.date.available2019-10-15T15:29:21Z
dc.date.issued2019-05-30
dc.description.abstractIn this study, we investigate the association between perceived and actual financial literacy and financial behaviors of college students. We use a subset of the Study on Collegiate Financial Wellness (SCFW) data that contains 277 college students from one university in the Northeast. Using regression models, we find a positive relationship between perceived financial literacy and good financial behaviors. We find no statistical significance for actual financial literacy variables in our models, while perceived financial literacy variables are strong predictors for five out of the six financial behaviors in our study. College students who scored above average in both financial literacy scores do not always engage in the best financial behaviors.
dc.identifier.doihttps://doi.org/10.7298/qdar-fj10
dc.identifier.otherXu_cornell_0058O_10507
dc.identifier.otherhttp://dissertations.umi.com/cornell:10507
dc.identifier.otherbibid: 11050286
dc.identifier.urihttps://hdl.handle.net/1813/67304
dc.language.isoen_US
dc.subjectEconomics
dc.subjectActual Financial Literacy
dc.subjectCollege Students
dc.subjectFinancial Behavior
dc.subjectFinancial Literacy
dc.subjectPerceived Financial Literacy
dc.titleTHE EFFECT OF ACTUAL AND PERCEIVED FINANCIAL LITERACY ON FINANCIAL BEHAVIORS OF COLLEGE STUDENTS
dc.typedissertation or thesis
dcterms.licensehttps://hdl.handle.net/1813/59810
thesis.degree.disciplineApplied Economics and Management
thesis.degree.grantorCornell University
thesis.degree.levelMaster of Science
thesis.degree.nameM.S., Applied Economics and Management

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