[Excerpt] Two important ages may affect a worker’s decision of when to claim Social Security retired-worker benefits. Workers may claim full Social Security benefits at the full retirement age (FRA), which is currently 66 and is rising gradually to the age of 67 for workers who were born in 1960 or later. Retired-worker beneficiaries may claim benefits as early as the age of 62, which is known as the early eligibility age (EEA). Social Security benefits are reduced, however, for every month that retired worker benefits are claimed before the FRA