[Excerpt] The purpose of this study is to identify the determinants of employees' health care selections in a flexible benefits environment. The goal is to develop a model which will enable managers to predict the health care selections of employees. The research tasks required to accomplish this goal are extensive, and are in progress. The following report will summarize the results of analyses completed to date, the analyses that are in progress, the data required to complete these analyses, and the outcomes that can be expected when the study is done.