The purpose of this study was to examine how individual differences in cognitive and personality factors contribute to commissions of false memory. Seventy-eight Cornell University students were tested using the Deese-Roediger-McDermott (DRM) paradigm to elicit false recall. Word lists varied in qualitative components such as concreteness and associative strength. Participants completed a task assessing field dependence and surveys measuring mental absorption and creativity. Results showed similar trends in false recall rates to previous studies. Findings also revealed significant associations between creation of false memories and field dependence, less detailed mental imagery, and lower levels of self-assessed creativity. Concreteness level was found to be an important list-based factor in explaining how individual differences trigger false memory creation.