Habitat for Humanity Buffalo has operated since 1985, and in that time has rehabilitated or built more than 150 homes in the cities of Buffalo and Lackawanna. An affiliate of Habitat for Humanity International (HFHI), Habitat builds affordable housing for qualified low-income people. Once approved, homeowners must put 500 hours of “sweat equity” into Habitat projects, including their homeowner education. In return, they receive a zero-interest mortgage, the proceeds of which pay their property taxes and homeowner’s insurance, as well as support the rehabilitation or construction of more Habitat homes in the Buffalo area.