Xu, Junhong2019-10-152019-10-152019-05-30Xu_cornell_0058O_10507http://dissertations.umi.com/cornell:10507bibid: 11050286https://hdl.handle.net/1813/67304In this study, we investigate the association between perceived and actual financial literacy and financial behaviors of college students. We use a subset of the Study on Collegiate Financial Wellness (SCFW) data that contains 277 college students from one university in the Northeast. Using regression models, we find a positive relationship between perceived financial literacy and good financial behaviors. We find no statistical significance for actual financial literacy variables in our models, while perceived financial literacy variables are strong predictors for five out of the six financial behaviors in our study. College students who scored above average in both financial literacy scores do not always engage in the best financial behaviors.en-USEconomicsActual Financial LiteracyCollege StudentsFinancial BehaviorFinancial LiteracyPerceived Financial Literacydissertation or thesishttps://doi.org/10.7298/qdar-fj10