Premium Copayments and the Trade-off between Wages and Employer-Provided Health Insurance

dc.contributor.author	Lubotsky, Darren
dc.contributor.author	Olson, Craig A.
dc.date.accessioned	2020-11-12T19:47:52Z
dc.date.available	2020-11-12T19:47:52Z
dc.date.issued	2013-06-07
dc.description.abstract	This paper estimates the trade-off between salary and health insurance costs using data on Illinois school teachers between 1991 and 2008 that allow us to address several common empirical challenges in this literature. We find no evidence that changes in teachers’ salaries respond to changes in insurance cost, but teachers paid about 17 percent of the cost of individual health insurance and about 46 percent of the cost of their family members’ plans through increased premium copayments. Our results indicate that premium increases were not associated with commensurate increases in teachers’ valuation of their health insurance plans.
dc.description.legacydownloads	Lubotsky_Olson_June_7_2013.pdf: 422 downloads, before Oct. 1, 2020.
dc.identifier.other	4335595
dc.identifier.uri	https://hdl.handle.net/1813/73174
dc.language.iso	en_US
dc.subject	salary
dc.subject	wages
dc.subject	compensation
dc.subject	health insurance
dc.subject	health insurance costs
dc.subject	teachers
dc.subject	school teachers
dc.subject	Illinois
dc.title	Premium Copayments and the Trade-off between Wages and Employer-Provided Health Insurance
dc.type	preprint
local.authorAffiliation	Lubotsky, Darren: University of Illinois at Urbana-Champaign
local.authorAffiliation	Olson, Craig A.: University of Illinois at Urbana-Champaign

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