eCommons

 

Agricultural Lending Policy of New York Commercial Banks

Other Titles

Abstract

This paper reports the results of a survey of agricultural lending policies of New York State commercial banks. It focuses on the identification and quantification of bank lending policy. Analysis of the relationship between bank goals and lending policy variables and the impact of policy on bank loan volume will be provided in later reports. Lending policy is defined for this study as established guidelines that provide creditors information to assist them in determining their competitive relationship with respect to other lenders, and in turn, help them to develop more effective strategic and tactical plans for future agricultural lending. The remainder of this paper is divided into three sections: (l) survey methodology, (2) survey results, and (3) summary and conclusions. The section on survey methodology describes the development of the survey questionnaire, selection of the sample and conduct of the survey. The survey results section describes the characteristics of the responding banks and then reports on the lending policies of the banks under the general headings of: (1) Staffing and the Loan Referral Process (2) Terms of Credit (3) Loan Analysis (4) Advertising and Promotion of Agricultural Loans (5) Risk, Profitability and Lending Goals The summary and conclusions identify the major findings of the survey.

Journal / Series

Volume & Issue

Description

A.E. Ext. 90-05

Sponsorship

Date Issued

1990-02

Publisher

Charles H. Dyson School of Applied Economics and Management, Cornell University

Keywords

Location

Effective Date

Expiration Date

Sector

Employer

Union

Union Local

NAICS

Number of Workers

Committee Chair

Committee Co-Chair

Committee Member

Degree Discipline

Degree Name

Degree Level

Related Version

Related DOI

Related To

Related Part

Based on Related Item

Has Other Format(s)

Part of Related Item

Related To

Related Publication(s)

Link(s) to Related Publication(s)

References

Link(s) to Reference(s)

Previously Published As

Government Document

ISBN

ISMN

ISSN

Other Identifiers

Rights

Rights URI

Types

report

Accessibility Feature

Accessibility Hazard

Accessibility Summary

Link(s) to Catalog Record