[Excerpt] Older Americans are an economically diverse group. In 2005, the median income of individuals age 65 and older was $15,523, but incomes varied widely around this average. Twenty-seven percent of Americans 65 or older had incomes of less than $10,000 in 2005, while 11% had incomes of $50,000 or more. As Congress considers reforms to Social Security and the laws governing pensions and retirement savings plans, it may be helpful to examine how changes to one income source would affect each of the others, and thus the total income of older Americans.